You'll save thousands of dollars per year in fees by using PROFIT, see below:
ACCOUNT INFORMATION & FEES
Minimum Amount to Open $0
Minimum Balance $0
Annual Percentage Yield 0.01%
Monthly Service Charge $0
Early Account Closing Fee $0
1st Checking Account $0
2nd Checking Account $0
3+ Checking Accounts $9/account/mo.
Debit cards for checking accounts $0
GENERAL FEES
ATM Fee $0 if you use the 37,000 ATM locations nationwide.
Bill Pay $0
Incoming ACH $0
Outgoing ACH $0
Incoming Domestic Wire $0
Outgoing Domestic Wire $25
Incoming International Wire $0
Outgoing International Wire Available in July 2023
Stop Payments $0
Debit Card Replacement $0
Physical Check Bill Payment $0
Check deposits $0
Insufficient Funds Charge $27
Uncollected Funds Returned Fee $27
Automated-bookkeeping $0
Receipt collection & matching $0
1-5 Employee debit cards $0
6+ Employee debit cards $5/card/mo.
Cash deposits We reimburse you 4 cash deposit fees per month.
Cash deposits: Conveniently deposit cash at any CVS, Walgreens, Walmart, or 7-11 register using your debit card. Just hand the cashier your PROFIT debit card and cash. The funds will be credited to your account immediately. Be sure to save your receipt for your records.