How much does it cost me to use PROFIT?

For more information on pricing plans please visit

You potential can save thousands of dollars per year in fees by using PROFIT, see below:


Minimum Amount to Open                         $0 

Minimum Balance                                         $0

Annual Percentage Yield                            0.01%

Monthly Service Charge                             $0 (Kickstart plan)

Early Account Closing Fee                         $0

1st Checking Account                                 $0

2nd Checking Account                               $0

Debit cards for checking accounts          $0


ATM Fee                                                         $0 if you use the 37,000 ATM locations nationwide.

Bill Pay                                                           $0

Incoming ACH                                              $0

Outgoing ACH                                               $0

Incoming Domestic Wire                            $0

Outgoing Domestic Wire                            $25

Incoming International Wire                      $0

Outgoing International Wire                       Available in Dec 2023

Stop Payments                                             $0

Debit Card Replacement                            $0 (1 free replacement/yr, $10/additional)

Physical Check Bill Payment                     $0

Check deposits                                             $0

Insufficient Funds Charge                         $34

Uncollected Funds Returned Fee            $27

Automated-bookkeeping                           $0

Receipt collection & matching                 $0

1-5 Employee debit cards                          $0

Cash deposits                                                4 free/mo., $4.95/additional


Cash deposits:  Conveniently deposit cash at any CVS, Walgreens, Walmart, or 7-11 register using your debit card.  Just hand the cashier your PROFIT debit card and cash.  The funds will be credited to your account immediately.  Be sure to save your receipt for your records.