1. FAQ
  2. Checking accounts

What is PROFIT's checking fee schedule?

You'll save thousands of dollars per year in fees by using PROFIT, see below:


Minimum Amount to Open                         $0 

Minimum Balance                                         $0

Annual Percentage Yield                            0%

Monthly Service Charge                             $0

Early Account Closing Fee                         $0

1st Checking Account                                 $0

2+ Checking Accounts                                $0-$9/account/mo. Get an additional free checking                                                                             acc. for every $500 spent on your PROFIT cards.


ATM Fee                                                         $0

Bill Pay                                                           $0

Incoming ACH                                               $0

Outgoing ACH                                               $0

Incoming Domestic Wire                            $0

Outgoing Domestic Wire                             $25

Incoming Foreign Wire                                $0

Outgoing Foreign Wire                                $40

Stop Payments                                             $0

Debit Card Replacement                            $0

Physical Check Bill Payment                     $0

Check deposits                                             $0

Insufficient Funds Charge                         $0

Receipt collection & matching                 $0

2 Employee debit cards                              $0

3+ Employee debit cards                            $5/card/mo.

Cash deposits                                                $0


Cash deposits:  Conveniently deposit cash at any Mastercard rePower locations including Walgreens, Rite Aid, or Kroger using your debit card.  Click here to find your nearest location. Just hand the cashier your PROFIT debit card and cash.  They charge $4.95 to deposit cash but we reimburse you up to 4 cash deposits per month.  Cash deposits may take up to 60 minutes to reflect on your account. Be sure to save your receipt for your records.